By: Maurice Stouse Financial Advisor and Branch Manager As one year closes out and another one begins, we have some thoughts for our clients on things to review and consider. First: Know What you Own We suggest it is a good idea to review your assets, stocks, bonds, cash, real estate, business interests,...
By Jeremy Neel, Not only is mold potentially dangerous but it can be ugly to look at, too. Luckily, when you have mold buildup on a wall that is an eye sore, you have options. Painting is a great way to hide the stains left behind from mold, however, it’s...
By Chris Balzer, Welcome 2023!  A recent survey of 531 US adults showed the top resolutions are; exercise more, eat healthier, and save money.  A look back twenty years, CNN’s poll showed the top resolutions were; get out of debt, lose weight and develop a healthy habit (quit smoking).  It’s...
By Felix Zapata, Hurricanes are known to bring intense weather in the form of wind and rain. As a result, oftentimes storm surges are caused and create life threatening dangers and put your property at risk of flooding. After a flood occurs and your home is damaged, you face the...

Becoming a Smarter Giver

By: Maurice Stouse, Financial Advisor and Branch Manager The United States and its citizens are one of the most charitable in all the world. And even though tax laws have made some changes to charitable giving, investors and savers alike are not only thinking about how and what they are...
By Chris Balzer, I cannot believe the holiday season is here. It has been nice getting a break from the high humidity and I am especially enjoying those attic inspections this time of year. With the holiday season, inheritably comes more energy use. Family and friends come to visit, school...
By Joe Capers, Insurance Zone If you plan on running a successful business, then you should definitely plan on getting business insurance. Without this coverage, you may end up having to pay out-of-pocket for property damage, accidents, or lawsuits from unhappy clients. Needless to say, all of these very real...

Insights for Investors 

By Maurice Stouse, Financial Advisor and Branch Manager Focus on the US Dollar Former U.S. Treasury Secretary James Baker commented some time ago that one of the greatest challenges to the union, America, is seen through our current account deficits and even more importantly, the debt to GDP ratio. That ratio...
We all need personal transportation, but most find the process of purchasing a vehicle to be a difficult, time-consuming experience. Emerald Coast Motor Cars Destin provides a car buying service that takes all the hassle away. Stan Hall and Devon Kiss provide a car buying service where customers tell...
By Joe Capers, Insurance Zone In July, we learned that Florida has the highest homeowner premiums in the country. And today it’s official, we now have the highest auto rates too! The average annual premium in 2022 is $2,560, compared to the national average of $1,682. In Florida and most states,...