By Christian Regalado
So you’re turning 65 this year. You’ve been anticipating life transitions that start happening around this time, and you know you’ll be eligible for Medicare Parts A and B soon. Like many of the 10,000 Baby Boomers who turn 65 each day, you’re wondering, “What do I do next?”
One thing you want to make sure to do is enroll in Medicare Parts A and B. If you’re already receiving Social Security benefits, you will automatically get your Medicare card about 3 months before your birth month. But if you’re like most folks and don’t plan to collect social security benefits until a later date, you have to request your card from ssa.gov or in person and, ideally, you’ll apply about 3 months before you turn 65. For many, this process is easy but for some, it’s quite challenging.
If you don’t already have an online Social Security account set up, you’ll need to get that done at ssa.gov and go through their multi-step authentication process. I have noticed recently when helping clients request their card for Medicare Parts A & B that the site seems easier to use. Just be prepared to receive many texts verifying your identity. Social Security guards your information carefully and wants to make sure they are dealing with the right person.
Once you get into your SS account, there are two options, and this is where things can start to get complicated. The first option simply says, “Sign up for Medicare.” There is a little blue box with an (APPLY ONLINE) option. Most people should select this and start their application. The second option says, “Sign up for Part B Only,” and that blue box will say, “Get Started.” This is for folks who already have Part A or who delayed enrolling in Medicare because they stayed on their employer group plan. After this selection, verify your identity and complete your application. If you need assistance, give me a call. I would be glad to help you.
Keep in mind that once you complete your application, it will take 2-4 weeks before you receive your Medicare card. When you receive a letter showing that your application is being processed, it means you may already be in the system and your Medicare number is accessible.
Once you get your card and even before, you will want to know about the many options you have so you can consider which will be best for you. Call me, I can help.
I am available any day that’s best for you to schedule a consultation in person at my office, your home or office, or via Zoom to get many of your Medicare questions answered in person.
Don’t be fooled by advertising that may enroll you in the wrong plan.
Folks living in the Panhandle area actually have many excellent Medicare plans to choose from. Which is best will depend on your personal situation. Let me help you select the one that is right for you. Should you have any questions or need help, please contact me. My services are no cost to you and I am always happy to help a neighbor. Reach out anytime! Email Christian@evergreenhealthins.com or call (850) 687- 7606.
Author: Sowal Editor
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