Usually, the car buying experience is ranked right up there with getting a tooth pulled; necessary but filled with trepidation and anxiety. But Stan Hall takes pride in emphasizing two qualities every time a customer walks in or contacts the dealership looking for a car. “First, is the Golden...
By Joe Capers, Insurance Zone
Last month, we updated everyone on the changing insurance marketplace in Florida, and the fact that the hard market (increase in premiums and tighter carrier guidelines) will continue for at least another year. I do not anticipate any improvement until well into 2023.
Knowing that insurance...
By Will Estell
Whether you’re shopping for your first car, truck or SUV or in the market for your 15th one, vehicle shopping can be a tedious chore, and that’s especially true in today’s automobile market.
There’s often such a fine line between a really great deal and a really bad...
By Chris Balzer
What does R-value mean? R-value measures insulation’s resistance to heat flow. It can also be referred to as “thermal resistance.” The higher the R-value, the greater the insulating power. All materials having the same R-value, regardless of type, thickness, or weight are equal in insulating power. ...
By Maurice Stouse, Financial Advisor and Branch Manager
As we are now into a whole new year, the more things change the more they stay the same: The Covid virus is still with us, the money supply is still at historically high levels, rates remain low, housing remains strong. Unemployment...
By Joe Capers, Insurance Zone
It has been two years since we wrote about the changing insurance market place in Florida. Because we are nearly surrounded by water with the possibility of storms and other natural disasters so evident, the cycles are much more pronounced.
Typically, insurance industry cycles will last...
By Chris Balzer
Welcome 2022! A recent survey of 531 US adults showed the top resolutions are; exercise more, eat healthier, and save money. A look back twenty years, CNN’s poll showed the top resolutions were; get out of debt, lose weight and develop a healthy habit (quit smoking). It’s...
By Maurice Stouse
Financial Advisor and Branch Manager
The US economy is on a tear so to speak. Economic growth is considered by some to be beyond red hot (Fidelity recently called it “white hot”). Corporate profits have been growing at record paces, despite higher prices for materials and labor. Yes,...
By Joe Capers, Insurance Zone
In a recent edition we focused on the details of a sound Business Insurance Program. Similar parallels can be established for your equally important Personal Insurance Program. Personal lines insurance is designed to offer protection for individuals and families rather than organizations and businesses. The...
