By Maurice Stouse, Financial Advisor and Branch Manager
The latest reads on inflation have it running at levels not seen in over three decades—CPI at 5.4%, PPI at 7.2% and PCE at 3.9%. One report after another sends the signal that inflation is taking hold. Many economists and even the...
By Joe Capers
Whether you are a sole proprietor, partnership, LLC, joint venture or corporation, the type of business insurance you’ll need depends on the type of business you own, the services you provide, and how many employees you might have. All of this information will be used to help...
Ashley Vannoy to Lead New LPO/DPO
Heartland BancCorp, (“Heartland” and “the company”) (OTCQX: HLAN), parent company of Heartland Bank (“Bank”), today announced the establishment of a Northwest Florida Region Loan and Deposit Production Office led by Ashley Vannoy, Senior Vice President. This new market in Destin will allow for a...
Pop quiz: Which state had the highest relative humidity in 2020? Was it Hawaii? Florida? Louisiana? The answer, none of those, Alaska ranked number one last year in relative humidity. Don’t be upset, Florida followed closely behind and ranked second. I’m proud to be living in a State which...
By Maurice Stouse, Financial Advisor and Branch Manager
While the economy rebounds and fears of inflation abound, we continue to watch those indicators we believe will help us and our clients make well informed decisions as to the direction and allocation of their investments. We do not try to predict...
By Joe Capers
Our beautiful areas of NW Florida are popular destination for vacation home renters. And we must be alert to the fact that standard homeowners and condo insurance policies are designed to cover only owner-occupied or secondarily occupied properties with no rental exposure. The intention is not to cover a home...
By Maurice Stouse, Financial Advisor and Branch Manager
The Energy Sector. According to Raymond James, “The Energy Sector remains the best performer in 2021, up 35% (10% greater than the next best sector) while the clean tech index is down 47% from its peak in February.” (Raymond James Energy Daily...
By Joe Capers
NOAA (National Oceanic & Atmospheric Administration) has just released its 2021 Hurricane Season Forecast calling for an above average season with 13 to 20 named storms. Last year’s record setting 30 named storms only had 12 that actually made landfall.
The season is already off to a busy...
/ˈTHərməl ˈimijiNG/
Definition, noun; the technique of using the heat given off by an object to produce an image of it or locate it.
By Chris Balzer, ECES
Now that we know the definition, what is it used for and how can it help? A thermo graphic camera (infrared camera) detects infrared...
By Joe Capers
The current condo laws in Florida places fiduciary responsibilities on Unit Owners and Board Members. It is very important to understand the requirements and design your policy to maximize your condo insurance program protection whether used as your primary, secondary residence or rental. And make sure your...
